savings

9 Articles

PPF account maturity illustration

Calculator Guides

PPF Calculator Guide: How to Use It and What the Numbers Mean

Rs.1.5 lakh invested in PPF every year for 15 years grows to roughly Rs.40 lakh - fully tax-free. Here's how to read and use the PPF calculator.

24 May 2026 · 6 min read

FD vs PPF comparison

FD vs PPF: Which Is Better for Long-Term Savings?

An FD at 7.5% vs a PPF at 7.1% - after tax, PPF wins every time for taxpayers in the 20-30% bracket. Here's the full breakdown.

5 June 2026 · 8 min read

RD vs FD comparison table showing key differences

RD vs FD: Which Is Better for Your Savings Goal?

Have a lump sum or a monthly income to save? Here's how a recurring deposit and a fixed deposit compare, and when each one makes more sense.

18 July 2026 · 8 min read

PPF vs EPF comparison illustration

PPF vs EPF: Which Builds a Bigger Retirement Corpus?

Your EPF happens automatically through payroll - so what does PPF add on top? Here's how the two actually differ and work together.

19 July 2026 · 8 min read

Sukanya Samriddhi Yojana guide illustration

Sukanya Samriddhi Yojana: Complete Guide for Parents

A common mix-up: SSY doesn't mature when your daughter turns 21 - it matures 21 years after you opened the account. Here's the complete guide.

19 July 2026 · 11 min read

NSC vs FD comparison illustration

NSC vs FD: Which Tax-Saving Option Is Better?

NSC offers an extra 80C benefit an FD doesn't - but almost no way out before 5 years. Here's the full comparison before you lock in either.

19 July 2026 · 9 min read

Senior Citizen Savings Scheme guide illustration

Senior Citizen Savings Scheme (SCSS): Complete Guide

Both spouses can open separate SCSS accounts, doubling combined capacity. Here's the complete guide to eligibility, limits, and withdrawal rules.

19 July 2026 · 8 min read

PPF withdrawal rules - loan, partial withdrawal, premature closure illustration

PPF Withdrawal Rules: Partial Withdrawal, Loan, and Premature Closure Explained

A loan, a partial withdrawal, and premature closure all work differently in PPF - and open up at different years. Here's exactly how each one works.

19 July 2026 · 10 min read

RD vs SIP for short-term goals illustration

Recurring Deposit vs SIP: Which Is Better for Short-Term Goals?

For goals under 3 years away, RD's guaranteed return usually beats an equity SIP's market risk - here's a full comparison with a worked example.

30 August 2026 · 7 min read