Insurance Guides

Term life, health, and vehicle insurance explained simply.

7 Articles

Latest in Insurance

Term insurance vs endowment plan comparison illustration

Term Insurance vs Endowment Plan: What's the Real Difference?

Same premium, very different cover. Here's why term insurance protects your family better, and when an endowment plan still makes sense.

19 July 2026 · 9 min read

How health insurance works - cashless vs reimbursement claims illustration

What Is Health Insurance? A Complete Guide

A single hospitalisation without insurance can undo years of savings. Here's exactly how health insurance works and which plan type fits your family.

19 July 2026 · 8 min read

Third-party vs comprehensive car insurance comparison illustration

Third-Party vs Comprehensive Car Insurance: Which Do You Need?

Third-party covers the other person's car - not yours. Here's what comprehensive insurance actually adds, and when it's worth the extra premium.

19 July 2026 · 7 min read

Human Life Value method for calculating life insurance cover illustration

How Much Life Insurance Do You Actually Need?

A flat income multiple misses your actual debts and goals. Here's a more accurate way to work out exactly how much life cover you need.

19 July 2026 · 7 min read

Family floater vs individual health insurance comparison illustration

Family Floater vs Individual Health Insurance: Which Should You Buy?

One shared sum insured or dedicated cover per person? Here's how age gaps and health history should shape this decision for your family.

19 July 2026 · 7 min read

Term insurance claim process steps for nominees illustration

How to Claim Term Insurance: Step-by-Step Process for Nominees

A claim can't be filed for a policy nobody knows about. Here's the exact step-by-step process nominees need to follow, and what commonly causes delays.

19 July 2026 · 10 min read

Term insurance premium by age illustration

Why Term Insurance Premium Increases With Age (and When to Buy)

Term insurance premium is locked in at the age you buy - waiting 10 years to buy the same cover can cost over ₹2 lakh more across the policy term.

30 August 2026 · 7 min read

Try these calculators

Life Insurance Calculator Retirement Calculator SIP Calculator PPF Calculator