About ClariMoney

Making everyday money decisions simpler.

ClariMoney was built around a simple idea: figuring out your EMI, your SIP returns, or how much tax you'll actually pay shouldn't require a finance degree or a call to your bank.

We build free, straightforward calculators and plain-English guides covering loans, investing, tax, savings, banking, insurance, and retirement — the everyday financial decisions that most people in India deal with at some point, but rarely get a clear explanation of.

18+ Free calculators
8 Topic categories
100% Runs in your browser

What we do

ClariMoney's calculators cover the numbers people look up most often:

  • Loans — EMI, home loan, car loan, personal loan
  • Investing — SIP, step-up SIP, lump sum, retirement
  • Savings — FD, RD, PPF, Sukanya Samriddhi
  • Tax — income tax, HRA, GST
  • Planning — NPS, inflation, SWP

Alongside the calculators, our blog breaks down the concepts behind the numbers — things like the difference between flat and reducing-rate interest, how the old and new tax regimes compare, or when a lump sum investment makes more sense than an SIP.

How we approach accuracy

Every calculator on ClariMoney is built on standard, publicly documented financial formulas — the same ones banks and financial institutions use. Our blog content is written to explain concepts clearly, cross-checked against how those calculations actually work, and kept free of unnecessary jargon.

That said, ClariMoney is an educational resource, not a substitute for professional financial advice. Interest rates, tax rules, and regulations change — always confirm important figures with your bank or a qualified advisor before acting on them. See our Disclaimer for more.

Who's behind ClariMoney

ClariMoney is independently built and maintained. We're not affiliated with any bank, mutual fund, insurer, or financial institution, and we don't accept payment to favor one product or provider over another in our content.

Get in touch

Have feedback, spotted an error, or want to suggest a calculator we're missing? We'd like to hear it.

Email: support@clarimoney.com
Or visit: our Contact page