tax-saving

8 Articles

PPF account maturity illustration

Calculator Guides

PPF Calculator Guide: How to Use It and What the Numbers Mean

Rs.1.5 lakh invested in PPF every year for 15 years grows to roughly Rs.40 lakh - fully tax-free. Here's how to read and use the PPF calculator.

24 May 2026 · 6 min read

NPS vs EPF vs PPF retirement comparison illustration showing returns and tax benefits

NPS vs EPF vs PPF: Which Retirement Option Wins?

Your EPF deducts itself, your PPF is your choice, and NPS is the only one with equity exposure. Here's how the three actually work together, not against each other.

13 August 2026 · 9 min read

FD vs PPF comparison

FD vs PPF: Which Is Better for Long-Term Savings?

An FD at 7.5% vs a PPF at 7.1% - after tax, PPF wins every time for taxpayers in the 20-30% bracket. Here's the full breakdown.

5 June 2026 · 8 min read

Sukanya Samriddhi Yojana guide illustration

Sukanya Samriddhi Yojana: Complete Guide for Parents

A common mix-up: SSY doesn't mature when your daughter turns 21 - it matures 21 years after you opened the account. Here's the complete guide.

19 July 2026 · 11 min read

NSC vs FD comparison illustration

NSC vs FD: Which Tax-Saving Option Is Better?

NSC offers an extra 80C benefit an FD doesn't - but almost no way out before 5 years. Here's the full comparison before you lock in either.

19 July 2026 · 9 min read

PPF withdrawal rules - loan, partial withdrawal, premature closure illustration

PPF Withdrawal Rules: Partial Withdrawal, Loan, and Premature Closure Explained

A loan, a partial withdrawal, and premature closure all work differently in PPF - and open up at different years. Here's exactly how each one works.

19 July 2026 · 10 min read

Section 80C investment options

Section 80C Deductions: Complete Guide

PPF, ELSS, EPF, insurance premium, home loan principal - all qualify under 80C. Here's how to use the full Rs.1.5 lakh limit intelligently.

16 June 2026 · 11 min read

HRA exemption calculation illustration

HRA Tax Exemption: How to Calculate What You Can Claim

HRA exemption depends on three factors - your HRA component, your rent, and whether you're in a metro. Here's how to find the correct claimable amount.

22 June 2026 · 8 min read