Savings Guides

PPF, FD, RD, EPF — safe instruments for every goal.

8 Articles
Latest in Savings
FD vs PPF comparison
Savings
FD vs PPF: Which Is Better for Long-Term Savings?
An FD at 7.5% vs a PPF at 7.1% - after tax, PPF wins every time for taxpayers in the 20-30% bracket. Here's the full breakdown.
5 June 2026 · 8 min read
RD vs FD comparison table showing key differences
Savings
RD vs FD: Which Is Better for Your Savings Goal?
Have a lump sum or a monthly income to save? Here's how a recurring deposit and a fixed deposit compare, and when each one makes more sense.
18 July 2026 · 8 min read
PPF vs EPF comparison illustration
Savings
PPF vs EPF: Which Builds a Bigger Retirement Corpus?
Your EPF happens automatically through payroll - so what does PPF add on top? Here's how the two actually differ and work together.
19 July 2026 · 8 min read
Sukanya Samriddhi Yojana guide illustration
Savings
Sukanya Samriddhi Yojana: Complete Guide for Parents
A common mix-up: SSY doesn't mature when your daughter turns 21 - it matures 21 years after you opened the account. Here's the complete guide.
19 July 2026 · 11 min read
NSC vs FD comparison illustration
Savings
NSC vs FD: Which Tax-Saving Option Is Better?
NSC offers an extra 80C benefit an FD doesn't - but almost no way out before 5 years. Here's the full comparison before you lock in either.
19 July 2026 · 9 min read
Senior Citizen Savings Scheme guide illustration
Savings
Senior Citizen Savings Scheme (SCSS): Complete Guide
Both spouses can open separate SCSS accounts, doubling combined capacity. Here's the complete guide to eligibility, limits, and withdrawal rules.
19 July 2026 · 8 min read
PPF withdrawal rules - loan, partial withdrawal, premature closure illustration
Savings
PPF Withdrawal Rules: Partial Withdrawal, Loan, and Premature Closure Explained
A loan, a partial withdrawal, and premature closure all work differently in PPF - and open up at different years. Here's exactly how each one works.
19 July 2026 · 10 min read
RD vs SIP for short-term goals illustration
Savings
Recurring Deposit vs SIP: Which Is Better for Short-Term Goals?
For goals under 3 years away, RD's guaranteed return usually beats an equity SIP's market risk - here's a full comparison with a worked example.
30 August 2026 · 7 min read

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