insurance

6 Articles

Term insurance vs endowment plan comparison illustration

Term Insurance vs Endowment Plan: What's the Real Difference?

Same premium, very different cover. Here's why term insurance protects your family better, and when an endowment plan still makes sense.

19 July 2026 · 9 min read

How health insurance works - cashless vs reimbursement claims illustration

What Is Health Insurance? A Complete Guide

A single hospitalisation without insurance can undo years of savings. Here's exactly how health insurance works and which plan type fits your family.

19 July 2026 · 8 min read

Third-party vs comprehensive car insurance comparison illustration

Third-Party vs Comprehensive Car Insurance: Which Do You Need?

Third-party covers the other person's car - not yours. Here's what comprehensive insurance actually adds, and when it's worth the extra premium.

19 July 2026 · 7 min read

Human Life Value method for calculating life insurance cover illustration

How Much Life Insurance Do You Actually Need?

A flat income multiple misses your actual debts and goals. Here's a more accurate way to work out exactly how much life cover you need.

19 July 2026 · 7 min read

Family floater vs individual health insurance comparison illustration

Family Floater vs Individual Health Insurance: Which Should You Buy?

One shared sum insured or dedicated cover per person? Here's how age gaps and health history should shape this decision for your family.

19 July 2026 · 7 min read

Term insurance claim process steps for nominees illustration

How to Claim Term Insurance: Step-by-Step Process for Nominees

A claim can't be filed for a policy nobody knows about. Here's the exact step-by-step process nominees need to follow, and what commonly causes delays.

19 July 2026 · 10 min read