home-loan

5 Articles
Home loan EMI calculator step-by-step guide showing down payment, fees, and prepayment sections
Calculator Guides
How to Use the Home Loan EMI Calculator - Step by Step
This calculator does more than show your EMI - it models fees, prepayment, and even compares two loan scenarios side by side. Here's how to use all of it.
13 August 2026 · 10 min read
Illustration of monthly EMI payment cycle
Loans
What Is EMI? A Plain-English Explanation
EMI is the fixed amount you pay your bank every month to repay a loan. We break down the formula, the math, and what's really happening each month.
9 July 2026 · 8 min read
Graph showing interest saved via prepayment
Loans
How Loan Prepayment Actually Saves You Money
A single prepayment of Rs.1 lakh on a Rs.50 lakh home loan in year 3 can cut 14 months off your tenure. The maths is simpler than you think.
3 July 2026 · 11 min read
Home loan guide illustration
Loans
Home Loan in India: The Complete Guide
From eligibility to EMI to tax savings - a complete guide to taking a home loan in India, with worked examples throughout.
1 July 2026 · 11 min read
Rent vs buy a house in India comparison
Loans
Rent vs Buy a House in India: The Math Behind the Decision
Rent vs buy isn't simply about comparing EMI with rent. Compare down payment, stamp duty, maintenance, property appreciation, investment returns, and your holding period to see which choice could leave you with more net worth.
29 August 2026 · 8 min read

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