Terms of Use

Last updated: May 30, 2026  ·  Effective: May 30, 2026

1. Acceptance of Terms

By accessing or using ClariMoney at clarimoney.com, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the service.

2. Description of Service

ClariMoney provides free, browser-based financial calculators including EMI, SIP, income tax, PPF, FD, RD, GST, home loan, and car loan calculators. The service is provided free of charge, without registration.

3. No Financial Advice

The calculations and results provided by ClariMoney are for informational and illustrative purposes only. They are based on formulas and assumptions that may not reflect your actual financial situation. ClariMoney:

• Is not a registered investment advisor, financial planner, or tax consultant
• Does not provide personalised financial advice
• Does not guarantee the accuracy of results for your specific circumstances
• Is not responsible for financial decisions made based on calculator outputs

Always verify results with a qualified CA, financial advisor, or lender before making financial decisions.

4. Accuracy of Information

We strive to keep our calculators accurate and up-to-date with current Indian tax laws, RBI guidelines, and financial regulations. However, we make no warranties, express or implied, regarding the accuracy, completeness, or fitness for a particular purpose of the information provided. Tax slabs, interest rates, and regulations change — always verify with official sources.

5. Permitted Use

You may use ClariMoney for personal, non-commercial financial planning purposes. You may not:

• Use automated tools (bots, scrapers) to access the service
• Reproduce or redistribute calculator tools or content without written permission
• Attempt to interfere with the operation of the website
• Use the service for any unlawful purpose

6. Intellectual Property

All content, design, code, and branding on ClariMoney — including the ClariMoney name, logo, and calculator interfaces — is the property of ClariMoney and protected by applicable intellectual property laws. Underlying financial formulas (EMI, compound interest, etc.) are mathematical formulas in the public domain.

7. Limitation of Liability

To the maximum extent permitted by applicable law, ClariMoney shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from:

• Use or inability to use the calculators
• Reliance on calculator results for financial decisions
• Errors or inaccuracies in calculator outputs
• Temporary unavailability of the service

8. Third-Party Links

ClariMoney may contain links to third-party websites (e.g. SEBI, RBI, Income Tax India). We are not responsible for the content, accuracy, or privacy practices of these external sites.

9. Governing Law

These Terms of Use are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts in India.

10. Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be posted on this page with an updated "last updated" date. Continued use of ClariMoney after changes constitutes acceptance of the revised terms.