Last updated: 13 July 2026
Welcome to ClariMoney ("we", "us", "our"). These Terms of Use ("Terms") govern your access to and use of clarimoney.com, including all calculators, tools, and blog content (collectively, the "Site").
By using the Site, you agree to these Terms. If you don't agree, please don't use the Site.
ClariMoney is an educational and informational resource only. Our calculators (EMI, SIP, FD, RD, PPF, NPS, HRA, income tax, GST, loan, retirement, and others) and blog articles are provided to help you understand financial concepts and estimate figures. They are not financial, investment, tax, or legal advice.
Nothing on this Site should be treated as a recommendation to buy, sell, invest in, or avoid any financial product. Before making any financial decision, consult a qualified financial advisor, chartered accountant, or other relevant professional who understands your specific circumstances.
You must be at least 18 years old, or the age of legal majority in your jurisdiction, to use this Site. If you are under that age, you may only use the Site with the involvement and consent of a parent or legal guardian.
We aim to keep our calculators and content accurate and up to date, but we cannot guarantee this at all times. Interest rates, tax rules, and financial regulations change, and calculator results are estimates based on the inputs you provide and standard formulas — they are not guarantees of actual returns, EMI amounts, tax liability, or maturity values from any bank, mutual fund, or institution.
Always verify important figures directly with your bank, financial institution, or a tax professional before acting on them.
The Site, including all calculators, tools, and content, is provided "as is" and "as available," without warranties of any kind, whether express or implied, including but not limited to warranties of accuracy, completeness, reliability, fitness for a particular purpose, or non-infringement.
We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.
To the fullest extent permitted by law, ClariMoney will not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of, or inability to use, the Site — including any financial loss resulting from reliance on calculator results or blog content.
Your use of the Site, and any financial decisions you make in connection with it, are entirely at your own risk.
You agree to indemnify and hold ClariMoney harmless from any claims, losses, liabilities, damages, or expenses (including reasonable legal fees) arising out of your misuse of the Site, your violation of these Terms, or your violation of any rights of a third party.
You agree not to:
All content on the Site — including text, calculators, tools, graphics, logos, and the ClariMoney name and branding — is owned by ClariMoney or its licensors, unless otherwise stated, and is protected by applicable copyright and trademark laws.
You may use the Site for personal, non-commercial purposes, including sharing links to our pages. You may not copy, modify, distribute, or create derivative works from our calculators, tools, or written content without prior written permission.
If you believe content on this Site infringes your copyright, please email us at support@clarimoney.com with a description of the material, its location on the Site, and your contact details. We'll review and respond promptly.
The Site may contain links to third-party websites, banks, or financial institutions for your convenience. We don't control and aren't responsible for the content, accuracy, or practices of those third-party sites. Linking to a third party doesn't imply our endorsement of their products or services.
We may display third-party advertising on the Site in the future, including through networks such as Google AdSense. Advertisements are not endorsements by ClariMoney of the products or services shown, and we are not responsible for the content of third-party ads.
We may modify, suspend, or discontinue any part of the Site, including specific calculators or tools, at any time without notice. We may also update these Terms from time to time; material changes will be reflected by updating the "Last updated" date above. Continued use of the Site after changes means you accept the revised Terms.
We reserve the right to restrict or terminate your access to the Site, without notice, if we believe you've violated these Terms or used the Site in a way that could harm us, other users, or third parties.
These Terms are governed by the laws of India. Any disputes arising from your use of the Site will be subject to the exclusive jurisdiction of the courts in Chandigarh, India.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and ClariMoney regarding your use of the Site, superseding any prior agreements or communications.
If you have questions about these Terms, contact us at:
Email: support@clarimoney.com
Website: clarimoney.com