/* ═══════════════════════════════════════════
   calc-global.css  v2.0
   Shared design system for all calculators
   Palette: Navy · Amber · Emerald · Slate
═══════════════════════════════════════════ */

/* ── Reset & Root ── */
*, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }

:root {
    /* Core palette */
    --navy:          #0D2545;
    --navy-mid:      #1A3A6B;
    --navy-light:    #EBF0F9;
    --amber:         #F59E0B;
    --amber-soft:    #FEF3C7;
    --emerald:       #059669;
    --emerald-soft:  #D1FAE5;
    --slate:         #64748B;
    --slate-light:   #F1F5F9;
    --slate-line:    #E2E8F0;
    --white:         #FFFFFF;
    --ink:           #0F172A;
    --danger:        #DC2626;
    --danger-soft:   #FEF2F2;

    /* Typography */
    --font-body: 'Inter', system-ui, sans-serif;
    --font-mono: 'Inter', system-ui, sans-serif;

    /* Border radius scale */
    --r-sm:  10px;
    --r-md:  16px;
    --r-lg:  22px;
    --r-xl:  28px;

    /* Shadow scale */
    --sh-1: 0 1px 3px rgba(13,37,69,.06), 0 1px 2px rgba(13,37,69,.04);
    --sh-2: 0 4px 12px rgba(13,37,69,.08), 0 2px 4px rgba(13,37,69,.04);
    --sh-3: 0 12px 32px rgba(13,37,69,.12), 0 4px 8px rgba(13,37,69,.06);

    /* Gradients */
    --grad-hero: linear-gradient(145deg, #091b38 0%, #0D2545 50%, #133060 100%);

    /* Easing */
    --ease:        cubic-bezier(.4, 0, .2, 1);
    --ease-spring: cubic-bezier(.34, 1.56, .64, 1);
}
/* Remove mobile tap/click highlight globally */
button,
a,
input,
textarea,
select,
div,
span {
    -webkit-tap-highlight-color: transparent;
}

/* Remove focus glow */
button:focus,
button:focus-visible,
a:focus,
a:focus-visible {
    outline: none;
    box-shadow: none;
}

/* Optional: smooth mobile press effect */
button:active {
    transform: scale(.98);
}

/* ═══════════════════════════════════════════
   BASE
═══════════════════════════════════════════ */

body {
    font-family: var(--font-body);
    color: var(--ink);
    background: #F8FAFD;
    line-height: 1.5;
    overflow-x: hidden;
    -webkit-font-smoothing: antialiased;
}

/* Subtle ambient background */
body::before {
    content: '';
    position: fixed;
    inset: 0;
    background:
        radial-gradient(circle at 10% 15%, rgba(13,37,69,.035) 0%, transparent 50%),
        radial-gradient(circle at 90% 80%, rgba(245,158,11,.03) 0%, transparent 50%);
    pointer-events: none;
    z-index: -1;
}

.container { max-width: 1240px; margin: 0 auto; padding: 0 20px; }


/* ═══════════════════════════════════════════
   NAVIGATION / BREADCRUMB
═══════════════════════════════════════════ */

.breadcrumb { padding: .75rem 0 0; font-size: .78rem; color: var(--slate); }
.breadcrumb a { color: var(--slate); text-decoration: none; transition: color .2s; }
.breadcrumb a:hover { color: var(--navy); }
.breadcrumb span { margin: 0 .3rem; opacity: .5; }


/* ═══════════════════════════════════════════
   PAGE HEADER
═══════════════════════════════════════════ */

.page-header {
    padding: .8rem 0 1.6rem;
    display: flex; align-items: flex-start; justify-content: space-between;
    flex-wrap: wrap; gap: .75rem;
}
.page-header-left h1 {
    font-size: 1.55rem; font-weight: 800; color: var(--navy);
    letter-spacing: -.03em; line-height: 1.2;
    display: flex; align-items: center; gap: 10px;
}
.page-header-left p { font-size: .8rem; color: var(--slate); margin-top: .3rem; }

.h1-icon {
    width: 34px; height: 34px; background: var(--amber); border-radius: 10px;
    display: inline-flex; align-items: center; justify-content: center;
    color: var(--white); font-size: .9rem; flex-shrink: 0;
}

/* Trust strip */
.trust-strip { display: flex; gap: 6px; flex-wrap: wrap; }
.trust-chip {
    display: flex; align-items: center; gap: 4px;
    background: var(--white); border: 1px solid var(--slate-line);
    border-radius: 40px; padding: .22rem .65rem;
    font-size: .7rem; font-weight: 600; color: var(--slate);
    box-shadow: var(--sh-1);
}
.trust-chip i { color: var(--amber); font-size: .62rem; }


/* ═══════════════════════════════════════════
   CARDS
═══════════════════════════════════════════ */

.card {
    background: var(--white); border-radius: var(--r-xl);
    box-shadow: var(--sh-2); border: 1px solid rgba(13,37,69,.06);
    padding: 1.75rem;
}
.card-sm { padding: 1.25rem 1.5rem; }

.section-label {
    font-size: .68rem; font-weight: 700; letter-spacing: .08em;
    color: var(--slate); text-transform: uppercase; margin-bottom: 1.2rem;
    display: flex; align-items: center; gap: .4rem;
}
.section-label i { color: var(--amber); }


/* ═══════════════════════════════════════════
   LAYOUT GRID
═══════════════════════════════════════════ */

.calc-section { padding-bottom: 28px; }
.calc-grid {
    display: grid;
    grid-template-columns: 400px 1fr;
    gap: 20px;
    align-items: start;
}
/* Prevent grid blowout */
.calc-grid > div { min-width: 0; }
.inputs-sticky { position: sticky; top: 80px; align-self: start; }

.divider { border: none; border-top: 1px solid var(--slate-line); margin: .9rem 0 1.1rem; }


/* ═══════════════════════════════════════════
   INPUT GROUPS
═══════════════════════════════════════════ */

.ig { margin-bottom: 1.25rem; }
.ig:last-child { margin-bottom: 0; }

.ig-label {
    font-size: .82rem; font-weight: 600; color: var(--ink);
    margin-bottom: .5rem;
    display: flex; align-items: center; justify-content: space-between;
}
.ig-tag {
    font-size: .7rem; font-weight: 700; color: var(--navy);
    background: var(--navy-light); border-radius: 20px; padding: .1rem .6rem;
    transition: all .3s var(--ease); display: inline-block;
    white-space: nowrap; font-family: var(--font-mono);
}
.ig-tag.flash { background: var(--amber-soft); color: #92400E; transform: scale(1.06); }
.ig-row { display: flex; align-items: center; gap: 10px; }

.ig-error {
    font-size: .7rem; color: var(--danger); margin-top: 5px;
    display: none; align-items: center; gap: 4px;
    background: var(--danger-soft); border: 1px solid #FECACA;
    border-radius: 8px; padding: .3rem .6rem;
}
.ig-error.show { display: flex; }


/* ── Range Sliders ── */
input[type="range"] {
    flex: 1; -webkit-appearance: none; height: 4px;
    border-radius: 3px; outline: none; cursor: pointer;
}
input[type="range"]::-webkit-slider-thumb {
    -webkit-appearance: none; width: 18px; height: 18px; border-radius: 50%;
    background: var(--white); border: 2.5px solid var(--navy); cursor: pointer;
    box-shadow: 0 2px 6px rgba(13,37,69,.2);
    transition: transform .15s var(--ease-spring), border-color .2s;
}
input[type="range"]::-webkit-slider-thumb:hover { border-color: var(--amber); transform: scale(1.3); }
input[type="range"]:active::-webkit-slider-thumb { transform: scale(1.1); }

/* Number input (paired with slider) */
.ig-num {
    width: 104px; padding: .48rem .55rem;
    background: var(--slate-light); border: 1.5px solid var(--slate-line);
    border-radius: var(--r-sm); color: var(--ink);
    font-size: .82rem; font-weight: 700; text-align: center;
    outline: none; font-family: var(--font-mono);
    transition: border-color .2s, background .2s, box-shadow .2s;
}
.ig-num:focus { border-color: var(--navy); background: var(--white); box-shadow: 0 0 0 3px rgba(13,37,69,.1); }
.ig-num.invalid { border-color: var(--danger); background: var(--danger-soft); }
.ig-num::-webkit-inner-spin-button { display: none; }


/* ── Segmented Tabs ── */
.seg-tabs { display: flex; gap: 5px; flex-wrap: wrap; margin-top: .45rem; }
.seg-tab {
    padding: .26rem .75rem; border-radius: 8px;
    border: 1.5px solid var(--slate-line);
    font-size: .73rem; font-weight: 600; cursor: pointer;
    background: var(--white); color: var(--slate);
    transition: all .18s var(--ease); font-family: var(--font-body);
}
.seg-tab:hover { border-color: var(--navy); color: var(--navy); }
.seg-tab.active { background: var(--navy); color: var(--white); border-color: var(--navy); }

/* Tenure toggle pill */
.tenure-hd { display: flex; align-items: center; justify-content: space-between; margin-bottom: .5rem; }
.tenure-pill { display: flex; border: 1.5px solid var(--slate-line); border-radius: 8px; overflow: hidden; }
.tp-opt {
    padding: .2rem .65rem; font-size: .73rem; font-weight: 600; cursor: pointer;
    background: var(--white); color: var(--slate); border: none;
    font-family: var(--font-body); transition: background .15s, color .15s;
}
.tp-opt.active { background: var(--navy); color: var(--white); }


/* ── Down Payment Pair (car loan / home loan) ── */
.dp-pair { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin-bottom: 1.25rem; }
.dp-input-wrap { display: flex; flex-direction: column; gap: .4rem; }
.dp-input-lbl { font-size: .72rem; font-weight: 600; color: var(--slate); }
.dp-input-field {
    display: flex; align-items: center;
    background: var(--slate-light); border: 1.5px solid var(--slate-line);
    border-radius: var(--r-sm); overflow: hidden;
    transition: border-color .2s, box-shadow .2s;
}
.dp-input-field:focus-within { border-color: var(--navy); background: var(--white); box-shadow: 0 0 0 3px rgba(13,37,69,.1); }
.dp-prefix {
    padding: .48rem .5rem .48rem .65rem; font-size: .76rem; font-weight: 700;
    color: var(--slate); user-select: none; font-family: var(--font-mono);
}
.dp-field-num {
    flex: 1; border: none; background: transparent; color: var(--ink);
    font-size: .82rem; font-weight: 700; text-align: center;
    outline: none; font-family: var(--font-mono);
    padding: .48rem .35rem; width: 0; min-width: 0;
}
.dp-field-num::-webkit-inner-spin-button { display: none; }


/* ── Fees / Options Accordion ── */
.fees-toggle {
    display: flex; align-items: center; justify-content: space-between;
    background: var(--slate-light); border-radius: var(--r-md);
    padding: .65rem .9rem; cursor: pointer;
    border: 1.5px solid var(--slate-line);
    transition: border-color .2s, background .2s; user-select: none;
    margin-bottom: .4rem;
}
.fees-toggle:hover { border-color: var(--navy); background: var(--navy-light); }
.fees-lbl { font-size: .81rem; font-weight: 600; color: var(--navy); display: flex; align-items: center; gap: 6px; }
.fees-lbl i { color: var(--amber); }
.fees-chevron { color: var(--slate); font-size: .76rem; transition: transform .3s var(--ease); }
.fees-chevron.open { transform: rotate(180deg); }
.fees-fields {
    overflow: hidden; max-height: 0; opacity: 0;
    transition: max-height .4s var(--ease), opacity .3s var(--ease);
}
.fees-fields.open { max-height: 600px; opacity: 1; }

/* 2-column fees grid (car loan style) */
.fees-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; padding-top: .9rem; }

/* Generic fee row (single column, used in EMI prepay) */
.fee-item { display: flex; flex-direction: column; gap: .4rem; margin-bottom: .75rem; }
.fee-item:last-child { margin-bottom: 0; }
.fee-lbl { font-size: .72rem; font-weight: 600; color: var(--slate); }
.fee-input {
    padding: .48rem .65rem;
    background: var(--slate-light); border: 1.5px solid var(--slate-line);
    border-radius: var(--r-sm); color: var(--ink);
    font-size: .82rem; font-weight: 700; text-align: center;
    outline: none; font-family: var(--font-mono); width: 100%;
    transition: border-color .2s, background .2s, box-shadow .2s;
}
.fee-input:focus { border-color: var(--navy); background: var(--white); box-shadow: 0 0 0 3px rgba(13,37,69,.1); }
.fee-input::-webkit-inner-spin-button { display: none; }

/* ═══════════════════════════════════════
   PREPAYMENT SYSTEM (Shared)
═══════════════════════════════════════ */

/* ── Prepayment tabs ── */
.prepay-type-tabs{
    display:flex;
    gap:8px;
    margin:.9rem 0 1rem;
}

.pt-tab{
    flex:1;

    padding:.6rem .75rem;

    border:none;
    border-radius:10px;

    background:#f1f5f9;
    color:#64748b;

    font-size:.78rem;
    font-weight:700;

    text-align:center;

    cursor:pointer;

    transition:all .2s ease;
}

.pt-tab:hover{
    background:#e2e8f0;
}

.pt-tab.active{
    background:var(--navy);
    color:#fff;

    box-shadow:0 4px 12px rgba(13,37,69,.18);
}


/* ── Apply buttons ── */
.apply-btn{
    width:100%;

    padding:.82rem 1rem;
    margin-top:.65rem;

    border:none;
    border-radius:12px;

    display:flex;
    align-items:center;
    justify-content:center;
    gap:.55rem;

    background:linear-gradient(
        135deg,
        var(--navy),
        #163a63
    );

    color:#fff;

    font-size:.82rem;
    font-weight:700;

    cursor:pointer;

    transition:
        background .2s ease,
        transform .18s ease,
        box-shadow .2s ease;

    box-shadow:
        0 8px 18px rgba(13,37,69,.14),
        inset 0 1px 0 rgba(255,255,255,.08);
}

.apply-btn:hover{
    transform:translateY(-2px);

    box-shadow:
        0 12px 24px rgba(13,37,69,.18),
        inset 0 1px 0 rgba(255,255,255,.08);
}

.apply-btn:active{
    transform:scale(.985);
}

.apply-btn.applied{
    background:linear-gradient(
        135deg,
        #059669,
        #10b981
    );

    pointer-events:none;
}

.apply-btn.pending{
    background:linear-gradient(
        135deg,
        #d97706,
        #f59e0b
    );
}

/* Clear button */
.apply-btn.clear-btn{
    background:#f8fafc;
    color:#64748b;

    border:1px solid #dbe3ee;

    box-shadow:none;
}

.apply-btn.clear-btn:hover{
    background:#eef2f7;
    color:#334155;
}


/* ── Pending notice ── */
.pending-notice{
    display:none;
    align-items:center;
    gap:8px;

    margin-top:.7rem;
    padding:.7rem .85rem;

    border-radius:10px;

    background:#fff7ed;
    border:1px solid #fed7aa;

    color:#9a3412;

    font-size:.74rem;
    font-weight:600;
}

.pending-notice.show{
    display:flex;
}


/* ── Lump-sum table ── */
.lumpsum-table-wrap{
    margin-top:1rem;

    border:1px solid #e2e8f0;
    border-radius:14px;

    overflow:hidden;

    background:#fff;
}

.lumpsum-table-title{
    display:flex;
    align-items:center;
    justify-content:space-between;

    padding:.85rem 1rem;

    background:#f8fafc;
    border-bottom:1px solid #e2e8f0;

    font-size:.78rem;
    font-weight:700;

    color:var(--slate);

    text-transform:uppercase;
    letter-spacing:.05em;
}

.lumpsum-clear-btn{
    border:none;
    border-radius:8px;

    background:#fee2e2;
    color:#b91c1c;

    padding:.35rem .7rem;

    font-size:.68rem;
    font-weight:700;

    cursor:pointer;

    transition:all .18s ease;
}

.lumpsum-clear-btn:hover{
    background:#fecaca;
    transform:translateY(-1px);
}

.lumpsum-remove-btn{
    width:30px;
    height:30px;

    border:none;
    border-radius:8px;

    background:#fef2f2;
    color:#dc2626;

    display:flex;
    align-items:center;
    justify-content:center;

    cursor:pointer;

    transition:all .18s ease;
}

.lumpsum-remove-btn:hover{
    background:#fee2e2;
    transform:scale(1.05);
}


/* ── Shared savings banner ── */
.hero-savings{
    margin-top:10px;

    background:rgba(110,231,183,.12);

    border:1px solid rgba(110,231,183,.22);

    border-radius:12px;

    padding:.55rem .85rem;

    display:none;
    align-items:center;
    gap:8px;

    font-size:.78rem;
    font-weight:600;
}

.hero-savings.show{
    display:flex;
}

.hs-saved-amt{
    color:#6EE7B7;
    font-family:var(--font-mono);
}


/* ── Savings card ── */
.saved-card{
    display:none;
}

.saved-card.show{
    display:block;
}


/* ── Prepayment rows in amortization ── */
tbody tr.prepay-row{
    background:var(--emerald-soft);
}

tbody tr.prepay-row td{
    color:#166534;
}

td.td-pp{
    color:#059669;
    font-weight:700;
}


/* ── Shared helpers ── */
#ppFields .ig-row{
    align-items:center;
    gap:12px;
}

#ppFields .ig-num{
    width:125px;
    min-width:125px;
}
/* ═══════════════════════════════════════════
   HERO PANEL
═══════════════════════════════════════════ */

.emi-hero {
    background: var(--grad-hero); border-radius: var(--r-lg);
    padding: 1.5rem 1.4rem 1.3rem; margin-bottom: 1.2rem;
    color: var(--white); position: relative; overflow: hidden;
}
.emi-hero::before {
    content: ''; position: absolute;
    width: 280px; height: 280px; border-radius: 50%;
    background: radial-gradient(circle, rgba(245,158,11,.12) 0%, transparent 70%);
    top: -100px; right: -60px; pointer-events: none;
}
.emi-hero::after {
    content: ''; position: absolute;
    width: 160px; height: 160px; border-radius: 50%;
    background: rgba(255,255,255,.03); bottom: -60px; left: -30px; pointer-events: none;
}
.hero-inner { position: relative; z-index: 1; }

.hero-top { display: flex; align-items: center; justify-content: space-between; margin-bottom: .7rem; }
.hero-label { font-size: .68rem; font-weight: 600; letter-spacing: .1em; text-transform: uppercase; opacity: .55; }
.hero-badge {
    display: flex; align-items: center; gap: 4px;
    background: rgba(255,255,255,.1); border: 1px solid rgba(255,255,255,.16);
    border-radius: 20px; padding: .2rem .65rem;
    font-size: .67rem; font-weight: 600; color: rgba(255,255,255,.85);
}
.hero-badge i { font-size: .58rem; color: var(--amber); }

.hero-emi-row { display: flex; align-items: baseline; gap: .25rem; margin-bottom: 1rem; }
.hero-currency { font-size: 1.3rem; font-weight: 700; opacity: .6; margin-top: 4px; }
.hero-amount {
    font-size: 2.8rem; font-weight: 800; letter-spacing: -.04em; line-height: 1;
    font-family: var(--font-mono); font-variant-numeric: tabular-nums;
}
.hero-freq { font-size: .75rem; font-weight: 500; opacity: .5; margin-left: 2px; align-self: flex-end; padding-bottom: 3px; }

.hero-stats { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; }
.hero-stat {
    background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.12);
    border-radius: 12px; padding: .55rem .7rem; position: relative; overflow: hidden;
}
.hero-stat::before { content: ''; position: absolute; top: 0; left: 0; right: 0; height: 2px; border-radius: 2px 2px 0 0; }
.hero-stat.hs-int::before   { background: var(--amber); }
.hero-stat.hs-close::before { background: #6EE7B7; }
.hs-label { font-size: .58rem; font-weight: 600; opacity: .45; letter-spacing: .06em; text-transform: uppercase; margin-bottom: 3px; }
.hs-value { font-size: .84rem; font-weight: 700; line-height: 1.2; font-family: var(--font-mono); }
.hs-sub   { font-size: .6rem; opacity: .45; margin-top: 2px; }
.hs-value.accent { color: var(--amber); }
.hs-value.green  { color: #6EE7B7; }


/* ═══════════════════════════════════════════
   RESULT GRID
═══════════════════════════════════════════ */

.result-grid {
    display: grid; grid-template-columns: repeat(3, 1fr);
    gap: 8px; margin-bottom: 1.2rem;
}
.result-item {
    background: var(--slate-light); border-radius: var(--r-md);
    padding: .85rem .75rem; text-align: center;
    border: 1px solid var(--slate-line);
    transition: background .2s var(--ease), box-shadow .2s var(--ease), transform .18s var(--ease-spring);
}
.result-item:hover { background: var(--white); box-shadow: var(--sh-2); transform: translateY(-1px); }
.result-item.full  { grid-column: 1 / -1; }
.r-lbl { font-size: .65rem; color: var(--slate); margin-bottom: 4px; font-weight: 500; }
.r-val { font-size: .95rem; font-weight: 700; font-family: var(--font-mono); }

/* Colour utilities for result values */
.c-navy { color: var(--navy); }
.c-amber { color: #92400E; }
.c-grn  { color: var(--emerald); }
.c-pur  { color: #7C3AED; }
.c-red  { color: var(--danger); }


/* ── Bar breakdown (summary panel) ── */
.bar-item { margin-bottom: 10px; }
.bar-header { display: flex; justify-content: space-between; font-size: .72rem; margin-bottom: 5px; color: var(--slate); font-weight: 500; }
.bar-track { height: 6px; background: var(--slate-line); border-radius: 4px; overflow: hidden; }
.bar-fill { height: 100%; border-radius: 4px; transition: width .4s var(--ease); min-width: 0; }


/* ═══════════════════════════════════════════
   SVG DONUT CHART
═══════════════════════════════════════════ */

.chart-sec-title { font-size: .68rem; color: var(--slate); font-weight: 700; text-transform: uppercase; letter-spacing: .06em; margin-bottom: .85rem; text-align: center; }
.donut-row { display: flex; align-items: center; justify-content: center; gap: 1.5rem; flex-wrap: wrap; }
.donut-svg-wrap { position: relative; width: 150px; height: 150px; flex-shrink: 0; }
.donut-svg-wrap svg { width: 150px; height: 150px; display: block; overflow: visible; }
.donut-track { fill: none; stroke: #E2E8F0; stroke-width: 16; }
.donut-arc { fill: none; stroke-width: 16; stroke-linecap: butt; transform-origin: center; transform: rotate(-90deg); transition: stroke-dasharray .45s var(--ease), stroke-dashoffset .45s var(--ease); }
.donut-center-pct { font-size: 1.25rem; font-weight: 800; fill: var(--navy); font-family: var(--font-mono); }
.donut-center-lbl { font-size: .52rem; fill: var(--slate); font-family: var(--font-body); text-transform: uppercase; letter-spacing: .04em; }
.donut-legend { display: flex; flex-direction: column; gap: 7px; }
.dl-item { display: flex; align-items: center; gap: 7px; }
.dl-dot { width: 8px; height: 8px; border-radius: 50%; flex-shrink: 0; box-shadow: 0 0 0 2px #fff; }
.dl-txt { font-size: .72rem; color: var(--slate); flex: 1; }
.dl-val { font-size: .78rem; font-weight: 700; color: var(--navy); min-width: 85px; text-align: right; font-family: var(--font-mono); }


/* ═══════════════════════════════════════════
   SMART INSIGHTS
═══════════════════════════════════════════ */

.insights-section {
    margin-top: 20px; background: var(--white); border-radius: var(--r-xl);
    box-shadow: var(--sh-2); border: 1px solid rgba(13,37,69,.06); overflow: hidden;
}
.insights-header {
    display: flex; align-items: center; justify-content: space-between;
    padding: 1.1rem 1.5rem; border-bottom: 1px solid var(--slate-line);
    cursor: pointer; user-select: none; transition: background .2s;
}
.insights-header:hover { background: var(--slate-light); }
.insights-title { font-size: .9rem; font-weight: 700; color: var(--navy); display: flex; align-items: center; gap: .5rem; }
.insights-title i { color: var(--amber); }
.insights-chevron { color: var(--slate); transition: transform .3s var(--ease); }
.insights-chevron.open { transform: rotate(180deg); }
.insights-body { display: none; padding: 1.2rem 1.5rem; }
.insights-body.open { display: block; }
.insight-list { display: flex; flex-direction: column; gap: 10px; }
.insight-card {
    display: flex; align-items: flex-start; gap: 12px;
    padding: .85rem 1rem; background: var(--slate-light);
    border-radius: var(--r-md); border-left: 3px solid var(--amber);
    transition: background .2s;
}
.insight-card.green  { border-left-color: var(--emerald); }
.insight-card.blue   { border-left-color: var(--navy); }
.insight-card.purple { border-left-color: #7C3AED; }
.insight-icon { font-size: 1.1rem; flex-shrink: 0; margin-top: 1px; }
.insight-text { flex: 1; }
.insight-headline { font-size: .8rem; font-weight: 700; color: var(--ink); margin-bottom: 2px; }
.insight-detail { font-size: .72rem; color: var(--slate); line-height: 1.5; }
.insight-highlight { font-weight: 700; color: var(--navy); font-family: var(--font-mono); }


/* ═══════════════════════════════════════════
   SCENARIO COMPARISON
═══════════════════════════════════════════ */

.compare-section {
    margin-top: 20px; background: var(--white); border-radius: var(--r-xl);
    box-shadow: var(--sh-2); border: 1px solid rgba(13,37,69,.06); overflow: hidden;
}
.compare-header {
    display: flex; align-items: center; justify-content: space-between;
    padding: 1.1rem 1.5rem; border-bottom: 1px solid var(--slate-line);
    cursor: pointer; user-select: none; transition: background .2s;
}
.compare-header:hover { background: var(--slate-light); }
.compare-title { font-size: .9rem; font-weight: 700; color: var(--navy); display: flex; align-items: center; gap: .5rem; }
.compare-title i { color: var(--amber); }
.compare-chevron { color: var(--slate); transition: transform .3s var(--ease); }
.compare-chevron.open { transform: rotate(180deg); }
.compare-body { display: none; padding: 1.4rem 1.5rem; }
.compare-body.open { display: block; }
.compare-note { font-size: .75rem; color: var(--slate); margin-bottom: 1rem; background: var(--navy-light); border-radius: var(--r-sm); padding: .55rem .85rem; }
.compare-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; margin-bottom: 1.2rem; }

.scenario-card { border-radius: var(--r-lg); overflow: hidden; border: 2px solid transparent; }
.scenario-card.sc-a { border-color: var(--navy); }
.scenario-card.sc-b { border-color: var(--amber); }
.scenario-head { padding: .55rem .9rem; font-size: .75rem; font-weight: 700; color: var(--white); display: flex; align-items: center; gap: .4rem; }
.scenario-card.sc-a .scenario-head { background: var(--navy); }
.scenario-card.sc-b .scenario-head { background: var(--amber); color: var(--ink); }
.scenario-body { padding: .8rem; background: var(--slate-light); }
.sc-input-group { margin-bottom: .6rem; }
.sc-input-group:last-child { margin-bottom: 0; }
.sc-lbl { font-size: .68rem; font-weight: 600; color: var(--slate); margin-bottom: .25rem; }
.sc-input {
    width: 100%; padding: .42rem .6rem; border-radius: var(--r-sm);
    border: 1.5px solid var(--slate-line); font-size: .8rem; font-weight: 700;
    background: var(--white); color: var(--ink); outline: none;
    font-family: var(--font-mono); transition: border-color .2s, box-shadow .2s;
}
.sc-input:focus { border-color: var(--navy); box-shadow: 0 0 0 3px rgba(13,37,69,.08); }
.sc-input.invalid { border-color: var(--danger); background: var(--danger-soft); }
.sc-input::-webkit-inner-spin-button { display: none; }

/* Scrollable wrapper for comparison table */
.cmp-table-wrap { width: 100%; overflow-x: auto; -webkit-overflow-scrolling: touch; }
.compare-result-table { width: 100%; border-collapse: collapse; font-size: .79rem; min-width: 480px; }
.compare-result-table th {
    background: var(--slate-light); color: var(--slate);
    font-size: .68rem; font-weight: 700; text-transform: uppercase;
    letter-spacing: .04em; padding: .6rem .9rem; white-space: nowrap;
}
.compare-result-table td { padding: .6rem .9rem; border-top: 1px solid var(--slate-line); color: var(--slate); white-space: nowrap; }
.compare-result-table td:first-child { font-weight: 600; color: var(--ink); white-space: normal; }
.compare-result-table .val-a { font-weight: 700; color: var(--navy); font-family: var(--font-mono); }
.compare-result-table .val-b { font-weight: 700; color: #92400E; font-family: var(--font-mono); }
.compare-result-table .win-a { background: var(--navy-light); color: var(--navy); }
.compare-result-table .win-b { background: var(--amber-soft); color: #92400E; }
.compare-result-table .saving-row td { background: var(--emerald-soft); color: var(--emerald); font-weight: 700; }

.compare-btn {
    width: 100%; padding: .7rem; border-radius: var(--r-sm);
    background: var(--navy); color: var(--white); border: none; cursor: pointer;
    font-size: .82rem; font-weight: 700; font-family: var(--font-body);
    transition: background .2s, transform .15s var(--ease-spring);
    display: flex; align-items: center; justify-content: center; gap: .45rem;
    margin-bottom: 1rem;
}
.compare-btn:hover { background: var(--navy-mid); transform: translateY(-1px); }
.compare-results { display: none; }
.compare-results.show { display: block; }
.key-metric { font-size: 15px; font-weight: 800; }


/* ═══════════════════════════════════════════
   ADVANCED SECTION
═══════════════════════════════════════════ */

.advanced-section {
    margin-top: 20px; background: var(--white); border-radius: var(--r-xl);
    box-shadow: var(--sh-2); border: 1px solid rgba(13,37,69,.06);
    overflow: hidden;
}
.adv-header {
    display: flex; align-items: center; justify-content: space-between;
    padding: 1.1rem 1.5rem; cursor: pointer; user-select: none; transition: background .2s;
    border-radius: var(--r-xl) var(--r-xl) 0 0;
}
.adv-header:hover { background: var(--slate-light); border-radius: var(--r-xl) var(--r-xl) 0 0; }
.adv-title { font-size: .9rem; font-weight: 700; color: var(--navy); display: flex; align-items: center; gap: .5rem; }
.adv-title i { color: var(--amber); }
.adv-chevron { color: var(--slate); transition: transform .3s var(--ease); }
.adv-chevron.open { transform: rotate(180deg); }
.adv-body { display: none; }
.adv-body.open { display: block; }

/* Cost-of-ownership header + tabs */
.cost-hd {
    display: flex; align-items: center; justify-content: space-between;
    padding: 1.1rem 1.5rem; border-bottom: 1px solid var(--slate-line);
    flex-wrap: wrap; gap: .75rem;
}
.cost-hd h2 { font-size: .88rem; font-weight: 700; color: var(--navy); display: flex; align-items: center; gap: .4rem; margin: 0; }
.cost-hd h2 i { color: var(--amber); }
.cost-tabs { display: flex; gap: 5px; }
.ct-btn {
    padding: .28rem .75rem; border-radius: 40px; font-size: .73rem; font-weight: 600;
    cursor: pointer; border: 1.5px solid var(--slate-line); color: var(--slate);
    background: var(--white); transition: all .18s var(--ease); font-family: var(--font-body);
}
.ct-btn.active { background: var(--navy); color: var(--white); border-color: var(--navy); }

/* Cost grid (car loan — cost of ownership cards) */
.cost-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(180px, 1fr)); gap: 10px; padding: 1.2rem 1.5rem; }
.cost-item {
    background: var(--slate-light); border-radius: var(--r-md); padding: .9rem;
    border: 1.5px solid var(--slate-line); transition: all .2s var(--ease);
}
.cost-item:hover { background: var(--white); box-shadow: var(--sh-2); transform: translateY(-2px); }
.cost-item-icon { width: 32px; height: 32px; border-radius: 9px; display: flex; align-items: center; justify-content: center; font-size: .84rem; margin-bottom: .5rem; }
.cost-item-lbl { font-size: .69rem; color: var(--slate); font-weight: 500; margin-bottom: 2px; }
.cost-item-val { font-size: .95rem; font-weight: 800; color: var(--ink); font-family: var(--font-mono); }
.cost-item-sub { font-size: .64rem; color: var(--slate); margin-top: 2px; }


/* ═══════════════════════════════════════════
   YEAR BAR CHART
═══════════════════════════════════════════ */

/* Outer wrapper scrolls horizontally on small screens */
.yr-chart {
    padding: 1.2rem .6rem .4rem;
    overflow-x: auto;
    -webkit-overflow-scrolling: touch;
}

/* Inner bar container expands to fit all bars, min fills available space */
.yr-bars {
    display: flex; align-items: flex-end; gap: 5px;
    height: 150px;
    width: max-content;
    min-width: 100%;
}

.yr-col {
    display: flex; flex-direction: column; align-items: center;
    cursor: pointer;
    flex: 1 0 28px; /* minimum 28 px per column — prevents squishing on mobile */
    transition: transform .15s var(--ease);
}
.yr-col:hover { transform: translateY(-2px); }
.yr-col.selected .yr-lbl { color: var(--navy); font-weight: 700; }

.yb-stack {
    width: 100%; display: flex; flex-direction: column; justify-content: flex-end;
    border-radius: 6px 6px 0 0; overflow: hidden;
    transition: opacity .2s, transform .15s var(--ease);
    transform-origin: bottom;
}
.yr-col:hover .yb-stack,
.yr-col.selected .yb-stack { opacity: .85; transform: scaleY(1.04); }
.yr-col:hover .yb-p { filter: brightness(1.12); }
.yr-col:hover .yb-i { filter: brightness(1.12); }

.yb-p { background: #0D2545; }
.yb-i { background: #F59E0B; }
.yr-lbl { font-size: .56rem; color: var(--slate); margin-top: 4px; white-space: nowrap; text-align: center; }

.chart-legend { display: flex; gap: 1.2rem; padding: 0 1.5rem 1.1rem; flex-wrap: wrap; }
.cl-item { display: flex; align-items: center; gap: 5px; font-size: .72rem; color: var(--slate); }
.cl-dot { width: 8px; height: 8px; border-radius: 50%; }

/* Chart navigation buttons (for paged view) */
.chart-nav-row { display: flex; align-items: center; justify-content: center; gap: 8px; padding: 0 1.5rem .4rem; }
.chart-nav-btn {
    width: 28px; height: 28px; border-radius: 50%;
    border: 1.5px solid var(--slate-line); background: var(--white);
    color: var(--slate); cursor: pointer; font-size: .74rem;
    display: flex; align-items: center; justify-content: center;
    transition: all .18s var(--ease); flex-shrink: 0;
}
.chart-nav-btn:hover:not(:disabled) { border-color: var(--navy); color: var(--navy); }
.chart-nav-btn:disabled { opacity: .3; cursor: not-allowed; }
.chart-nav-label { font-size: .7rem; color: var(--slate); min-width: 58px; text-align: center; }

/* Year detail popup panel */
.year-detail-panel {
    margin: 0 1.5rem 1rem;
    background: var(--slate-light); border: 1px solid var(--slate-line);
    border-radius: var(--r-md); padding: .85rem 1rem; display: none;
}
.year-detail-panel.show { display: block; }
.ydp-title {
    font-size: .7rem; font-weight: 700; color: var(--navy);
    text-transform: uppercase; letter-spacing: .05em; margin-bottom: .65rem;
    display: flex; justify-content: space-between; align-items: center;
}
.ydp-close { background: none; border: none; color: var(--slate); cursor: pointer; font-size: .85rem; padding: 0; line-height: 1; }
.ydp-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 7px; }
.ydp-item { background: var(--white); border-radius: 9px; padding: .5rem .7rem; border: 1px solid var(--slate-line); }
.ydp-label { font-size: .62rem; color: var(--slate); margin-bottom: 2px; font-weight: 500; }
.ydp-value { font-size: .86rem; font-weight: 700; font-family: var(--font-mono); }


/* ═══════════════════════════════════════════
   AMORTISATION TABLE
═══════════════════════════════════════════ */

/* Scrollable table wrapper — prevents layout blowout */
.tbl-wrap {
    width: 100%; max-width: 100%; overflow-x: auto;
    -webkit-overflow-scrolling: touch; display: block;
    border-radius: 0 0 var(--r-md) var(--r-md);
    contain: inline-size;
}
.tbl-wrap table { width: 100%; min-width: 560px; border-collapse: collapse; }

table { width: 100%; border-collapse: collapse; font-size: .79rem; }
thead th {
    background: var(--slate-light); color: var(--slate);
    font-weight: 700; font-size: .67rem; text-transform: uppercase;
    letter-spacing: .04em; padding: .7rem 1.1rem; text-align: right;
    position: sticky; top: 0; z-index: 1; white-space: nowrap;
}
thead th:first-child { text-align: left; }
tbody tr { border-bottom: 1px solid var(--slate-line); transition: background .1s; }
tbody tr:last-child { border-bottom: none; }
tbody tr:hover { background: var(--slate-light); }
tbody tr.yr-row { background: var(--navy-light); }
tbody tr.yr-row td { font-weight: 700; color: var(--navy); }

td { padding: .6rem 1.1rem; text-align: right; color: var(--slate); font-size: .77rem; font-family: var(--font-mono); }
td:first-child { text-align: left; color: var(--ink); font-weight: 600; font-family: var(--font-body); }
td.td-p  { color: #5B8DB8; font-weight: 600; }   /* principal */
td.td-i  { color: #C47E7E; font-weight: 600; }   /* interest  */
td.td-b  { color: var(--slate); }                 /* balance   */

.tbl-foot {
    display: flex; align-items: center; justify-content: space-between;
    padding: .75rem 1.2rem; border-top: 1px solid var(--slate-line);
    flex-wrap: wrap; gap: .5rem;
}
.tbl-info { font-size: .72rem; color: var(--slate); }
.tbl-pages { display: flex; gap: 4px; flex-wrap: wrap; }
.pg-btn {
    padding: .26rem .62rem; border-radius: 7px; font-size: .72rem; font-weight: 600;
    cursor: pointer; border: 1.5px solid var(--slate-line); color: var(--slate);
    background: var(--white); transition: all .15s; font-family: var(--font-body);
}
.pg-btn:hover:not(:disabled) { border-color: var(--navy); color: var(--navy); }
.pg-btn:disabled { opacity: .3; cursor: not-allowed; }
.pg-btn.active { background: var(--navy); color: var(--white); border-color: var(--navy); }


/* ═══════════════════════════════════════════
   BAR CHART TOOLTIP
═══════════════════════════════════════════ */

.bar-tip {
    position: fixed; background: var(--navy); color: white;
    border-radius: var(--r-md); padding: .6rem .9rem;
    font-size: .73rem; font-family: var(--font-body);
    pointer-events: none; z-index: 9999; white-space: nowrap;
    box-shadow: var(--sh-3); opacity: 0; min-width: 158px;
    transform: translateX(-50%) translateY(6px);
    transition: opacity .15s var(--ease), transform .15s var(--ease);
}
.bar-tip.show { opacity: 1; transform: translateX(-50%) translateY(0); }
.tip-yr  { font-weight: 700; margin-bottom: 5px; color: var(--amber); font-size: .76rem; }
.tip-row { display: flex; align-items: center; gap: 5px; margin-bottom: 2px; }
.tip-row:last-child { margin-bottom: 0; }
.tip-dot { width: 6px; height: 6px; border-radius: 50%; flex-shrink: 0; }
.tip-lbl { flex: 1; color: rgba(255,255,255,.55); }
.tip-val { font-weight: 700; font-family: var(--font-mono); }

/* Hide tooltip on touch devices */
@media(hover: none) { .bar-tip { display: none !important; } }


/* ═══════════════════════════════════════════
   DISCLAIMER
═══════════════════════════════════════════ */

.disclaimer {
    display: flex; align-items: flex-start; gap: .6rem;
    background: var(--navy-light); border: 1px solid rgba(13,37,69,.1);
    border-radius: var(--r-md); padding: .75rem 1rem; margin-top: 20px;
}
.disclaimer i { color: var(--navy); font-size: .8rem; flex-shrink: 0; margin-top: 1px; }
.disclaimer p { font-size: .72rem; color: var(--slate); line-height: 1.5; }
.disclaimer strong { color: var(--navy); }


/* ═══════════════════════════════════════════
   RESPONSIVE
═══════════════════════════════════════════ */

@media(max-width: 1100px) {
    .calc-grid { grid-template-columns: 1fr; }
    .inputs-sticky { position: static !important; }
}

@media(max-width: 700px) {
    .trust-strip { display: none; }
    .result-grid { grid-template-columns: 1fr 1fr; }
    .hero-amount { font-size: 2.2rem; }
    .page-header { flex-direction: column; align-items: flex-start; }
    .container { padding: 0 14px; }
    .ydp-grid { grid-template-columns: 1fr 1fr; }
    .year-detail-panel { margin: 0 .6rem .8rem; }
    .compare-grid { grid-template-columns: 1fr; }
    .fees-grid { grid-template-columns: 1fr; }
    .adv-header, .cost-hd, .insights-header, .compare-header { padding: .85rem 1rem; }
    .adv-body .cost-grid, .yr-chart, .chart-nav-row, .chart-legend { padding-left: 1rem; padding-right: 1rem; }
    .insights-body, .compare-body { padding: .9rem 1rem; }
    .advanced-section, .insights-section, .compare-section { max-width: 100%; }
    .tbl-wrap { border-radius: 0; }
    thead th, td { padding: .5rem .65rem; font-size: .73rem; }
    .cost-hd { flex-direction: column; align-items: flex-start; }
}

@media(max-width: 480px) {
    .page-header-left h1 { font-size: 1.25rem; }
    .card { padding: 1.1rem; }
    .dp-pair { grid-template-columns: 1fr; }
    .result-grid { grid-template-columns: 1fr; }
    .ydp-grid { grid-template-columns: 1fr; }
    .cost-tabs { flex-wrap: wrap; }
    .compare-result-table th,
    .compare-result-table td { padding: 6px 8px; font-size: .72rem; }
}
.pp-amt-presets {
    display: flex;
    flex-wrap: wrap;
    gap: 6px;
    margin-bottom: 8px;
}
.pp-preset-btn {
    padding: 3px 10px;
    border-radius: 20px;
    border: 1.5px solid var(--navy);
    background: transparent;
    color: var(--navy);
    font-size: 0.72rem;
    font-weight: 600;
    cursor: pointer;
    transition: all .15s;
}
.pp-preset-btn:hover,
.pp-preset-btn.active {
    background: var(--navy);
    color: #fff;
}